To illustrate further : just a few days ago a friend of mine mentioned an entrepreneur friend of his ex-Microsoft super hard working. His company failed but before that he lent some money to an ex-colleague who was starting another company. Both are billionaires now, as that company was … Xiaomi. The reason he was at the table (while I wasn’t despite having met Lei Jun, founder of Xiaomi, even before he started the company) was because of his hard work. This type of story is not uncommon in entrepreneur clusters, and helps everyone.